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| Your
Source for the Latest Information About
ALS |
Vol.
12, No. 1 January 2007 |
| |
Index to this Issue:
|
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On the
Cover
Microarray
technology has played a central
role in speeding TGen's genome
research in ALS. Photo by David
Pantoja |
|
| Welcome
to a New Era |
|
| As we begin 2007,
it’s hard to remember that only a year
ago, ALS research was at a much different
stage than today. Important work was
being done, but still far from ready
for the outside world.
Last spring, all that was to change,
when MDA partnered with fitness industry
leader Augie Nieto, who had recently
learned he had ALS, and his wife,
Lynne, to launch a concentrated fund-raising
program called Augie’s
Quest.
With funds raised by Augie’s Quest
in a series of blockbuster events,
MDA teamed up with the Phoenix-based
Translational Genomics Research Institute
(TGen), whose discoveries
have already changed the ALS research
landscape.
|
MDA would like
to extend sincere sympathies
to the family of Stephen
Heywood. The Heywood family’s
vision and expertise, embodied
in the ALS Therapy Development
Foundation, have made a
lasting impact on the ALS
research community. |
|
Using brand new high-speed technology,
TGen’s elite scientists and technicians
were able to complete a scan of the
entire complement of genes of some
1,200 people with and 2,000 people
without ALS in just a few months.
By fall — in one of the biggest breakthroughs
ever in ALS research — TGen had identified
some 50 key differences in the DNA
of these two groups. You may have
seen national news coverage of this
announcement late in the year, including
stories in the Wall Street Journal
and Newsday.
This new information opens a myriad
of doors that are likely to provide
leads for therapy development. Already,
for instance, we know that proteins
at the nerve-muscle junction, previously
thought to be irrelevant to ALS, may
play key roles in at least some cases
of this disease.
Proteins that form the “scaffolding”
of nerve cells and some that are involved
in overzealous responses by the immune
system may also be important.
Recognizing that DNA screens are
only grist for the mill of drug development,
MDA will embark this year on a large-scale
effort to identify compounds that
act on desired biochemical pathways
identified by the screen. The positive
“hits” from these biochemical tests
will, we hope, become the seedlings
of new ALS drugs.
Still another line of MDA-supported
research has recently borne fruit
as well, thanks to new strategies
in the science of blocking, or silencing,
toxic genes. Scientists at the University
of California-San Diego will soon
begin testing an “antisense” compound
to block the toxic SOD1 gene in monkeys,
with the ultimate goal of launching
a clinical trial for people with SOD1-related
ALS.
We begin 2007 with a new infusion
of optimism and energy. Still more
exciting announcements are expected
early this year, as ALS research moves
into a new era of progress.
| Genome-Wide
Search Hits Pay Dirt |
|
|
|
On Nov. 30, scientists from
the Translational Genomics Research
Institute (TGen) in Phoenix
announced results of their high-tech
scan of all the genes (the entire
genome) of 1,200 people with
and 2,000 people without ALS.
The massive project, supported
by a $652,000 grant from MDA’s
Augie’s Quest, a fast-track
ALS research program, in collaboration
with TGen, is expected to open
up a previously unexplored area
of ALS research.
Among the differences that
the researchers identified between
ALS patients and healthy people
were some in genes that influence
how nerve fibers interact with
muscle fibers, a process that
until now hasn’t received much
attention as a contributor to
ALS.
|
Alana
Lysholm-Bernacchi and
Sarah Brautigam work
at TGen’s gene chip
fluidics station.
|
“Our findings indicate these
genes produce a sort of molecular
glue that attaches motor neurons
[muscle-controlling nerve cells]
to muscle,” said Dietrich Stephan,
TGen’s director of neurogenomics
and the study’s principal investigator.
“It appears that in ALS the
nerve is able to peel off the
muscle and, when that happens
repeatedly, the nerves die.”
Nerve fibers interact with
muscle fibers at specific points
known as neuromuscular junctions.
Normally, a tiny space separates
these fibers, across which the
chemical acetylcholine has to
flow for nerve signals to reach
muscle tissue. The molecular
glue, or “adhesion molecules,”
are in the space and keep the
nerve and muscle fibers properly
aligned. In ALS, the space apparently
widens because of a failure
of the adhesion compounds to
carry out their usual roles.
The fast-track research funding
approach used by MDA and a new
microarray technology provided
by Affymetrix, a multinational
company with U.S. offices in
Santa Clara, Calif., allowed
researchers to quickly scan
people’s genomes and complete
this part of the study in nine
months.
Next steps center around high-throughput
screening for drugs that act
on the biochemical pathways
identified by the genome screen.
|
TGen’s
results suggest the molecular
glue that keeps nerve and
muscle fibers properly aligned
at the neuromuscular junction
may be affected in ALS. |
|
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Nursing
Homes: A Good Move? |
|
by Christina Medvescek
|
Like hotels and hospitals, there are
good and bad nursing homes. Even the
best isn’t the same as living at home,
but residential facilities offer round-the-clock
care that may be impossible to get
at home.
Some people with ALS choose to go
to nursing homes as an act of control
over “being a burden” to others. But
often the reason is that caregivers
are unable to give care because of
age, sickness, employment, location,
other responsibilities or simply being
overwhelmed.
Moving to a nursing home raises emotions
for all concerned — guilt, abandonment,
desolation and more.
“My daughter-in-law asked, ‘How could
you take him to a nursing home?’”
recalls Betty Debban of Cedar Rapids,
Iowa, whose husband, Charles, had
ALS and lived in a nursing home for
five years until his death at age
85. “Well, several years ago we talked
and decided that if either of us needed
skilled care, we’d go to a facility.
People shouldn’t feel guilty, because
you have to consider all the ramifications.”
Sometimes life even gets better at
a care facility, thanks to activities
not available at home, like pool therapy,
classes or people to talk to. It’s
never easy, but there’s relief in
knowing competent care is available
when needed.
Figuring
It Out
Bonnie Flynn of Gainesville, Fla.,
says she and her loved one with ALS,
Tom Horn, “didn’t understand Medicare”
at first, and learned too late that
Tom (who died in August 2006) should
have ordered medical equipment such
as a communication device and wheelchair
upgrades while still in assisted living.
Once Tom, 67, moved into a skilled
nursing facility, “we fought all these
battles but he was no longer eligible.”
MDA continues
to offer services to people
with ALS after nursing home
admission, including help
obtaining wheelchairs and
communication devices.
MDA also will visit the
facility to educate staff
about the unique needs of
people with ALS. |
|
Nursing homes residents still qualify
for hospice, however. Medicare will
pay hospice workers to supplement
nursing home care for eligible residents,
including those on vents. Medicare
also pays for brief respite stays
at residential facilities, allowing
a trial run of a potential location.
All this complexity makes it helpful
to have a guide. “Consult an attorney
and the Medicaid folks in your state,”
advises Leslie LeBlanc, whose elderly
mother with ALS lives in a nursing
home in Rockland, Maine. He notes
that new rules make it harder to give
assets to others in order to qualify
for Medicaid (which pays for nursing
homes, unlike Medicare).
Free, knowledgeable help also can
be found at area agencies on aging
(available in every state; check the
phone book under “senior services”).
Counselors or “caregiver specialists”
provide information on federal/state
programs and nursing home residents’
rights under the law. Counselors also
have lists of facilities, questions
families should ask, and criteria
for comparing facilities.
Choosing
the Right Place
Caregiver specialists also can help
assess whether a nursing home is the
best placement.
Ann Coleman, 78, who lived alone,
wishes she had tried moving to a smaller
accessible apartment when her ALS
progressed, rather than directly to
a care facility in Festus, Mo. “I
think I could have handled that easily
then, with the help of Elder Helpers
(in-home aides).”
Instead of a nursing home, a person
might be happier in a setting with
a livelier mix of people, such as
assisted living or an adult care home
in a private residence, says Susan
Blommer of the Pima Council on Aging
in Tucson, Ariz.
A smaller setting allows a better
staff-to-resident ratio. By contrast,
larger facilities have more to offer.
Flynn and Horn enjoyed the restaurantlike
dining room and many activities and
programs at his state-of-the-art facility,
as well as the opportunities to socialize.
Flynn recommends asking if a facility
has “ALS protocols” — procedures useful
in caring for people who are paralyzed,
speechless or on a vent, such as Hoyer
lift operation or communicating via
alphabet board. If not, ask administrators
if they’re willing to learn about
ALS, make changes and train staff
to meet the unique needs of ALS patients.
|
New approaches
to long-term care emphasizing
smaller, homelike settings
are being developed by organizations
such as the Pioneer Network
(www.pioneernetwork.com),
Eden Alternative (www.edenalt.com)
and Green House Project
(www.ncal.org/caring/greenhouse.htm).
A recent Consumer Reports
survey found that nonprofit
and independent nursing
homes do a better job than
for-profit organizations,
including big chains. |
|
Planning ahead is the best way to land
in the best spot. “When you know you
have ALS, get on waiting lists at many
assisted living and nursing homes,”
advises LeBlanc. Adjusting
Coleman is blunt about the realities
of nursing home life.
“They’re concerned about the residents
not as a family member would be, but
as an institution would be. There’s
no comparison to being cared for at
home. It was a big change from living
alone to living with people in varying
stages of Alzheimer’s disease, and
being told what to do all the time.
I had some adjusting to do both in
thinking and in my personal habits.”
The quality of the staff makes all
the difference. High turnover and
poor communication between shifts
results in the frustration of having
to constantly retrain staff on special
ALS procedures.
“When you have a caring mix of people,
care is great and it goes down from
there to poor,” says Mike Harrold,
49, who lives in a nursing home in
Nanuet, N.Y. Besides missing his 6-year-old
daughter, he says the worst part is
when “staff treats me like a subhuman.”
Family and friends serve as protectors
and advocates. “Your spouse should
come at random times” to check on
you, Harrold says.
“Learn how things get done,” advises
Flynn. After Horn lost his speech,
she accompanied him to weekly meet-ings
with administrators “to be sure problems
got dealt with from the top down.”
Before the meeting, Horn would painstakingly
dictate his concerns via alphabet
board to Flynn — late medications,
clueless staff, slow response time
— then review them one at a time with
administrators.
Ultimately, say individuals and families,
attitude adjustment can make an unpleasant
situation more bearable.
Notes Betty Debban, “From the beginning,
Chuck’s attitude was, ‘This is the
way it is, so let’s make the best
of it.’ He said nothing is ever going
to be perfect, even at home.” |
|
Back
to top |
| Nietos
to Serve Second Term |
|
|
Augie
and Lynne Nieto of Corona del
Mar, Calif., have been named
to a second term as co-chairpersons
of MDA’s ALS Division.
Nieto will be featured in an
MDA online chat at 12 p.m. EST
Jan. 9. Contact mdachat@mdausa.org
to register for this special
chat, transcripts of which will
be available later at www.mda.org/chat/transcripts.html.
|
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'Second
Life' Leads to Poetry |
|
by Dmitry Rashnitsov |
Cathy Wolf used to write funny poetry for her two best friends on their birthdays. She used to work on her college newspaper. She wrote a dissertation to achieve a doctoral degree.
Having received a diagnosis of ALS in 1997, Wolf, 59, has spent her “second life” reconnecting with the writer within. She enjoys composing thought-provoking poetry about living with ALS, politics, ironing or anything else that comes to her mind on those early mornings when she can’t sleep. She especially likes to write about reactions to the news of the day.
“The world is so messed up you have to laugh to keep from crying,” she says.
Switching Muses
Born and raised in Washington, Wolf attended Tufts University in Boston for her undergraduate degree and contin-ued her Ph.D. work in experimental psychology at Brown University in Providence, R.I. Her husband of 38 years, Joel, gently encouraged her to write from their home in Katonah, N.Y.
|
Mila Sales, Cathy Wolf’s head nurse, puts on Cathy’s Headmaster collar for head support.
|
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“I encouraged her to think about a ‘second’ career involving writing,” Joel said. “It took her a while to get there, but the poetry idea was a natural one for Cathy.”
Wolf spent the better part of her adult life working in the research department at IBM, specializing in human-computer interaction. Even after her tracheostomy, Wolf continued to work for two more years before she went on long-term disability in 2003. Now she uses the technology she helped to create.
Before the diagnosis Wolf ran 15 miles a week, and loved to tinker in her garden, cook meals for friends and family, and perform yoga and modern dance. Not being able to flex her left foot during a dance class in 1996 and pain in her left calf after running alerted her to a problem.
But Wolf’s postive outlook toward life is what keeps her from getting frustrated with the day-to-day hassles of the disease.
“I try to live a normal life in spite of ALS,” Wolf said. “An optimistic spirit, persistence and an independent nature — some say stubborn — have helped me face ALS.”
Wolf’s poems have deep meaning beyond the words in context. They show a person who is still struggling with the diagnosis, and coming to terms with the loss of physical activities that once punctuated her life.
ALS may have robbed Wolf of the ability to speak, but poetry gives her her voice back. She hopes her poetry skills continue to improve but she isn’t that worried about it.
“I am less afraid of failure or the opinions of others,” Wolf said.
Relative
Gravity
I eavesdrop on
young women in the gym
Their perfect bodies glistening
with sweat—
No, perspiration
Those ethereal bodies
could never sweat
Sweating is for pigs
And ugly people
A blonde says to another
“I need to lose two inches
here”
Pointing to her muscular,
womanly thighs
The other blonde replies
“I must tone this”
She pats her pancake belly
“It’s disgusting”
I am more than twice their
age
Crippled with muscle wasting
disease
Each week I set the machines
to a lighter load
Measuring my progress
Watch muscles transmogrify
Into some foreign, gelatinous
substance
I want to shout with the
wisdom of my colored hair
“Enjoy life!
Don’t worry about such
trivial things!“
But they would only stare,
open mouthed
Revealing perfect pearls
of whitened teeth
And take me for an old
fool |
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ALS
Research Roundup |
|
by Margaret Wahl |
Editor’s
Note:
The 17th International Symposium
on ALS/MND (Amyotrophic Lateral Sclerosis/Motor
Neurone Disease), held in Yokohama,
Japan, Nov. 30 through Dec. 2, showcased
important research findings, many
of which involved MDA research grantees
and clinicians. News items from the
meeting are marked with this icon:

Report
Concludes Military Tie Deserves Further
Study
One high-quality study, with adequate allowance made for possible confounding factors, and three studies with some methodological limitations that make them less valuable, all support a relationship between having served in the military and later developing ALS, says a report released Nov. 10. A fifth study, also with limitations, failed to find such an association.
The report is from the Institute of Medicine of the National Academy of Sciences, which describes its role as providing “independent, objective, evidence-based advice to policymakers, health professionals, the private sector, and the public.” It was requested by the Department of Veterans Affairs.
The Institute concludes “there is limited and suggestive evidence of an association between military service and later development of ALS.” It recommends that the Veterans Affairs Department identify all possible ALS risk factors relevant to military service; conduct systematic reviews of the literature on these factors; and conduct further studies to uncover risk factors relevant to military service.
You can read more of the report or purchase the entire text by clicking on
“Amyotrophic Lateral Sclerosis in
Veterans” at www.iom.edu.
Nonviral
Gene Delivery Comes of Age
Delivering genes to the nervous system or muscles using a patented high-pressure injection system may be the “next big thing” in gene therapy, if MDA grantee Jon Wolff’s hunch is correct.
Wolff, an MDA grantee at the University of Wisconsin-Madison, has been working with Mirus (www.mirusbio.com), a Madison biotechnology company, to develop gene delivery methods that don’t require the use of viruses.
In October, Mirus announced it has a European patent on its gene-delivery approach, known as Pathway IV, which stands for “intravascular.” The company received a U.S. patent for the technique in 2003.
Wolff says that, although the nonviral technique Mirus has patented can get genes into a large number of cells, “one of the concerns has been its safety, since it requires high intravascular pressure in order to be effective. However, we have conducted an extensive number of safety studies, and the technique appears to be very safe.”
In ALS, candidates for gene therapy include genes for neurotrophic (nerve-nourishing) factors, such as VEGF and IGF1, and compounds that block toxic genes, such as SOD1 genes with ALS-causing mutations.
FDA
Withholds Approval of Pseudobulbar Affect
Drug
The experimental drug Zenvia (referred
to as Neurodex until recently), developed
by Avanir Pharmaceuticals (www.avanir.com)
of San Diego for the treatment of
unwanted emotional expression, won’t
be approved by the U.S. Food and Drug
Administration until additional data
on safety and effectiveness have been
supplied, according to an Oct. 31
press release from Avanir.
The company had hoped to market the drug for the treatment of “involuntary emotional expression disorder” (IEED), a condition associated with certain types of brain injuries and neurologic disorders, including ALS. (The phenomenon, which involves episodes of uncontrollable laughing or crying, is also known as pseudobulbar affect, and is thought to occur because of changes in signaling pathways in the brain.)
Zenvia is a combination of dextromethorphan, which affects signal transmission in the nervous system, and quinidine, which is said to help the body use dextromethorphan more effectively. In 2002, a trial that included 140 people with ALS showed the drug reduced the frequency of IEED episodes and improved quality of life.
The Oct. 31 press release said Avanir anticipates scheduling a meeting with the FDA to discuss the agency’s additional requirements.
In addition, the release noted, Avanir “cannot be certain that once it has met with the FDA, that it will choose to continue with the development of Zenvia as previously planned.”
“Unfortunately, it seems we may still have more work to do,” said James Berg, who was vice president of clinical and regulatory affairs at Avanir until he left the company in November. “It makes me sorry for all of the people that could use this drug and need it.”
The current clinical trial of Zenvia, open since 2003, will remain open until at least March 1, the company says. (See Clinical Trials at www.mda.org; or call Avanir at [858] 622-5200.)
Is
Generic Rilutek on the Way?
Impax Laboratories (www.impaxlabs.com) of Hayward, Calif., announced Nov. 22 that it was one step closer to being able to market a generic version of Rilutek (riluzole), the only drug approved by the U.S. Food and Drug Administration for the treatment of ALS. The drug interferes with glutamate, a carrier of signals in the nervous system. Sanofi-Aventis (www.sanofi-aventis.us/live/us/en/index.jsp), headquartered in Paris, now holds a patent on the medication.
In November, the U.S. Court of Appeals for the Federal Circuit reversed an earlier decision by a district court that had prevented Impax from entering the riluzole market. It then redirected the case back to the district court. Impax, its Nov. 22 announcement says, “expects to request that the injunction preventing [it] from launching its generic version of Rilutek be lifted upon return of the case to the lower court.”
Direct
Delivery Gets Around Baclofen Sedation
Weakness and paralysis are what first
come to mind when thinking about ALS.
But for some patients, spasticity
and cramps can also be a problem and
can cause considerable discomfort
or pain. Unfortunately, oral medications
for these can have sedative side effects
at the necessary doses.
A group from the MDA/ALS Center at Carolinas Medical Center in Charlotte, N.C., reported that the antispasticity drug baclofen can be delivered directly into the spinal fluid of ALS patients via a pump placed in the abdomen, and that this form of delivery avoids the side effects of oral medication. They studied 20 people with ALS who couldn’t tolerate oral medication and who found they were able to reduce or eliminate their oral drugs once they were on the baclofen pump. There were no complications associated with pump insertion.
Stimulating
the Diaphragm May Have Merit After
All
Stimulation of the diaphragm muscle
to improve breathing in people with
ALS has had a controversial history.
The technique involves implanting
in the diaphragm electrodes that send
signals through the phrenic nerve,
which controls the muscle. Experts’
objections have been based on the
known progression of nerve cell loss,
including in the phrenic nerve, in
this disease.
Now, however, Raymond Onders and colleagues at Case Western Reserve University in Cleveland report that the strategy has been beneficial in eight people with ALS, slowing their decline in respiratory function as measured by forced vital capacity (FVC). There were no deaths and no tracheostomies in the treated patients.
Jeffrey Rosenfeld, who directs the MDA/ALS Center at Carolinas Medical Center in Charlotte, N.C., also tested phrenic nerve stimulation and found it beneficial in two out of the three ALS patients in this small study. Declining FVC stabilized, use of noninvasive ventilation decreased, and the patients assessed their functional ability as greatly improved.
Selecting
Early Responders May Speed Drug Testing
It’s now clear that ALS is a heterogeneous
disease, and it’s unlikely that any
single treatment will work for everyone.
But at this time, it’s hard to know
which treatments will work for which
patients. Some researchers are trying
to overcome this problem by altering
study designs.
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Identifying trial participants whose loss of function curve has changed by one to two units may streamline treatment testing.
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Findings from the Forbes Norris MDA/ALS Research Center at California Pacific Medical Center in San Francisco suggest that a subset of participants in a trial who can be classified as “responders” to a treatment might be identified by measuring a decrease in the slope of their loss of function. The report suggests that participants who have a one- to two-unit change in the slope of their ALS Functional Rating Scale scores (indicating a slowing of disease progression) might be selected to form the basis of a smaller clinical trial, one in which nonresponders to the study drug wouldn’t be able to obscure its possible benefits. |
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EQUIPMENT
CORNER
Paying for Assistive Technology:
Make alternative financing work for you |
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by
Alyssa Quintero |
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It’s never too early to start obtaining assistive technology (AT) equipment and services. Realistic financial planning can make time your ally and reduce frustration when it comes to purchasing pricey equipment that can enhance your quality of life.
When Robert Wolf of Ambler, Pa., received a diagnosis of ALS in June 2004, he immediately started to prepare for his AT needs, including home modifications. Wolf knew he couldn’t waste any time.
Wolf, 53, who lives in a one-story ranch house with his wife, Janice, decided to make extensive modifications to his existing home rather than look for a new place to live that was accessible.
“With ALS you have very little control,” Wolf explained. “What you do have control over is readying conditions and trying to anticipate what you’re going to need. We looked at what home modifications were needed to keep moving forward without making it difficult for my wife and caregivers in the future.”
Wolf, who has limb-onset ALS, isn’t using a wheelchair — yet — but he recently borrowed a power wheelchair to see what types of home modifications he needed.
“I maneuvered it around the house to see where the pitfalls were, so we used that as a gauge to help us decide what would work and what had to be changed. It was purely by experiment that we figured out what we needed,” Wolf said.
Wolf consulted with Interiors for Independence (www.interiorsforindependence.com), and he worked with Marlene Weiner, company founder and licensed occupational therapist. She made suggestions and recommendations that helped move Wolf’s plan into the construction stage.
Some of the modifications included: widening doorways; bathroom modifications; an enlarged master bedroom for more access; a wheelchair ramp in the garage for access to an adapted vehicle; and a concrete walkway that’s ramped up to the patio for backyard access.
Thus, even before Wolf’s in a wheelchair full-time, his house will be equipped for universal access.
Now, how do you pay for a project like this?
The Financing Issue
As with purchasing any AT equipment and services, the expenses can mount quickly. Luckily, Wolf learned about the Pennsylvania Assistive Technology Foundation’s (PATF) alternative financing program (AFP) before he began construction.
In “Accessing and Acquiring Assistive Technology” (November-December 2006), we first told you about the AFP, a federal/state loan program available in 33 states that grants low-interest loans to people with disabilities to help fund AT equipment and services.
The loans are commonly used to purchase big-ticket items, including adaptive vehicles, home modifications, computer hardware/software, communication devices and mobility equipment (scooters and power or manual wheelchairs).
Because ALS can take a toll on a family’s finances, Wolf saw this as a great opportunity to get the project moving without paying a huge amount of interest, as one would with a traditional bank loan.
“I wasn’t looking for a handout, but I was looking for something that would be low interest that would help get us over the hump in terms of the modifications,” Wolf explained.
The loan process lasted about three weeks, and Wolf emphasized: “That was actually the easiest and most con-venient part of this whole process. Once I passed the litmus test as far as the loan criteria, it was just a piece of cake.”
With a manageable monthly payment — thanks to a low interest rate — Wolf says the hardest part, at least for his wife, was living with the mess brought by the modifications.
Wolf recommends the alternative financing program to others with ALS who are confronting similar challenges with AT purchases because the program offers “flexibility toward funding anything that assists with your disability needs.”
“The financial arrangement is very good because you’re locked in at a 4 percent interest rate,” Wolf added. “That in itself is a substantial savings right there. It really could be instrumental in helping a lot of people complete a project like this.”
Planning Ahead
In addition to planning ahead for a speech-communication device or a power wheelchair, it’s a good idea to think about home modifications that will be necessary for you to keep living comfortably in your home.
People on fixed incomes or those who don’t qualify for traditional bank loans may find AFPs more receptive to their applications. AFPs also make allowances for poor credit, especially if it’s related to a person’s disability.
The interest rates and alternative financing loan programs may vary from state to state, so be sure to visit the RESNA (Rehabilitative Engineering and Assistive Technology Society of North America) Web site (www.resna.org/AFTAP/state/index.html) to locate your state program’s contact information.
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Robert Wolf shows the ramp being added to his garage that will give him ready passage between his house and his accessible van.
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To make this process a bit easier, Wolf recommends that you make a financial plan as early as possible following a diagnosis and anticipate your AT needs, which may range from a power wheelchair and a communication device to an adapted vehicle and home modifications.
“What people need to focus on is the flexibility of this type of loan,” he said. “It really is the best of all worlds because you can do low-interest financing for lifts, ramps, home modifications, vehicles, you name it. It’s ideal for people who are worried about their day-to-day finances and just need a longer-term picture to be able to get through it.”
It’s never too early to plan.
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